Insurance Requirement – No DIY alarms

Not all DIY alarms are created, installed or monitored equally

DIY alarms

Case in point from personal lines insurance agent whom we recently secured. (No DIY alarms)
To meet safety requirements:

  1. Contract your professional DIY alarms company for the following additions to your central fire alarm system:
    • 1 monitored smoke detector for the office
    • 7 monitored heat sensors in the kitchen, family room, garage, mechanical rooms, mechanical closets, and crawlspace.
  2. Provide an alarm certificate confirming monitoring to your agent/broker.
  3. Share a zone listing detailing quantity, type (smoke detector or heat sensor), and room location of fire alarm components with your agent/broker.

Note: Your current centrally monitored fire alarm system lacks necessary components, which could lead to delayed fire detection, endangering lives and property.

Note: Chubb defines a professional alarm company as one that designs, installs, monitors, and maintains centrally monitored DIY alarms systems.Online or commercial kit-based fire and/or burglar alarm systems and connecting existing 110v hardwired fire detection systems via relays to a central panel don’t meet the criteria. All equipment and monitoring must adhere to UL (Underwriters Laboratories) standards or other industry-accepted standards, installed as per manufacturer specifications. Expanding your central fire alarm system, as previously discussed, doesn’t substitute required smoke detectors or heat sensors mandated by code. Please consult your alarm installer for code compliance, upgrades, or additional components as needed.

Thanks in advance,

Bruce Klineman​​


Insurance Advisor

111 Congressional Boulevard, Suite 100

Carmel, IN 46032

Main: 317.846.5554

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